How to withdraw from Polymarket, Kalshi and Novig

The fastest prediction-market withdrawal is Kalshi to a debit card, which usually arrives within a few hours. A Polymarket withdrawal on the US app takes 3–4 business days and must go back to the method you deposited with. Novig often processes withdrawals within minutes, unless a manual review (usually under 24 hours) is needed. None of the three charges a withdrawal fee as of October 2026. Below are the exact steps, timings and fixes for each, from their own help centres.

Withdrawal times at a glance

Kalshi withdrawal: step by step

1. Open the Transfers tab and select Withdraw from Kalshi.
2. Choose Debit Card, your bank, Crypto, PayPal or Venmo. (PayPal and Venmo must be linked on the deposit page first. You don’t have to deposit to link them.)
3. Pick the destination, enter the amount and confirm.

Timing and fees: all methods are free. Debit cards are usually the fastest (“within a few hours”), crypto takes about 30 minutes (and needs a prior crypto deposit), and bank transfers take “a few business days.” Bank, PayPal and Venmo withdrawals are for US users only. Withdrawal limits are personal: “a daily withdrawal limit that is personalized to your account and increases with account activity.”

Holds: card and ACH deposits are withdrawable to the same method once the deposit settles, and to a different method “up to 2 days after settlement.” PayPal, Venmo, crypto and wire deposits have no hold. Money in open positions isn’t available until you close them.

If it’s stuck: your card issuer may have declined it. Kalshi says you can retry within 24 hours, and declined funds return to your balance at no cost. Payment-processor compliance reviews “typically take 3–5 business days.”

Polymarket withdrawal (US app): step by step

1. Tap Portfolio, then Withdraw.
2. Tap Send to and choose your debit card, bank (ACH), Apple Pay, PayPal, Venmo or USDC wallet. Wires aren’t available in the app, so contact support for one.
3. Enter the amount and confirm.

The rules that trip people up:

• Deposits must fully clear first. “Withdrawals are only available for deposits that have fully cleared, which typically takes 3–4 business days.” That includes instant buying power and any profits tied to that deposit.
• Same method, oldest first. “All withdrawals must return to the same payment method used for deposit,” processed in the order you deposited. Polymarket’s example: deposit $100 by card, then $200 by ACH, and your first $100 withdrawn goes back to the card.
• Promo credits never come out as cash. Only eligible proceeds from them can, and only after you’ve linked a payment method and your first deposit has cleared.

If it’s stuck: Polymarket US’s troubleshooting page lists three common errors. “Withdrawal unavailable” means the deposit hasn’t cleared. “Wrong withdrawal method” means you need to use your deposit method. “ACH rejected” means you need to re-link your correct bank. All withdrawals also go through anti-money-laundering review, which can add time. Contact support@polymarket.us with the exact error code.

Polymarket.com (international) withdrawals

The international site works only in crypto. You go to Portfolio → Withdraw, enter a wallet address and choose the token, amount and network. Polymarket says withdrawals “are instant and free,” though network times vary. Your pUSD is converted to USDC through a Uniswap pool, so for amounts over $50,000 it suggests splitting the withdrawal. Polymarket.com isn’t open to US residents.

Novig withdrawal: step by step

1. Tap Account, then Withdraw.
2. Choose all or part of your available balance.
3. Select bank transfer, debit card or Venmo, and confirm.

Timing: “When no manual review is required and the queue is short, withdrawals can often be processed within minutes.” Manual reviews “are typically completed within 24 hours,” or 24–48 hours at busy times, and “support cannot expedite the process.” After that, your payment provider’s normal timeline applies. The minimum withdrawal is $10, and there’s no playthrough requirement on deposited funds.

What can hold it up: identity verification must be complete (“your withdrawal will be held until it’s resolved”). Deposits that haven’t cleared show as “Processing.” Money in open positions isn’t available. If 48 hours pass without a payout, contact Novig by live chat or email.

Our withdrawal checklist

Most stuck withdrawals come down to the same few causes. Run through these before you request one:

Which platform pays out fastest?

For speed, Kalshi wins: debit-card withdrawals usually arrive within hours and crypto in about 30 minutes. Novig can be as quick when no review is triggered. Polymarket US is the slowest for most people, because deposits must clear for 3–4 business days and card or ACH payouts take another 3–4. For the full picture on each platform, see our Kalshi review, Novig review and Kalshi vs Polymarket comparison. For fees, see our Kalshi fees guide.

18+ (21+ where required). Prediction markets involve risk of loss — only trade what you can afford to lose. Gambling problem? Call or text 1-800-MY-RESET (National Problem Gambling Helpline, 24/7).

Last updated 2026-10-17. Not financial or betting advice.